Results are in! Here are the most common insurance claims we've managed in the first half of 2025

At Eden Claims Management, we specialise in managing insurance claims across Ireland with professionalism, speed, and results-driven efficiency. Based in County Offaly, we’ve built a reputation for excellence by offering expert claims handling for both domestic and commercial policyholders. The first half of 2025 has seen a significant rise in various types of insurance claims, and we’ve successfully helped hundreds of clients navigate the complexities of these cases with minimal stress and maximum compensation.

Below, we outline the most prevalent insurance claim types in Ireland for the first six months of 2025 and how our experience and insight help clients overcome them.

Storm and Flood Damage Claims – A Surge in Weather-Related Incidents

With extreme weather events becoming increasingly common in Ireland, particularly across the Midlands and West, storm damage and flooding continue to be leading causes for claims in 2025. January and February saw record rainfall and strong winds that caused:

• Structural roof damage

• Fallen trees damaging property

• Flooded basements and ground floors

• Soaked insulation and warped wooden flooring

We act swiftly when storm or flood damage occurs. Our expert assessors visit sites promptly, document all losses, liaise with insurers, and ensure clients receive fair settlements. Delays in storm claims can lead to mould growth, electrical risks, and further structural weakening. Eden Claims Management is always prepared with local contractors, drying teams, and restoration professionals to minimise downtime and risk.

Escape of Water Claims – Hidden Leaks and Pipe Bursts

One of the most common household claims, water damage from leaking pipes or appliances has surged in the first half of 2025. Irish homes, especially older properties with outdated plumbing, are especially vulnerable to:

• Pipe bursts during cold snaps

• Leaking hot water cylinders

• Underfloor heating system faults

• Leaks from dishwashers, washing machines and fridges

What makes escape of water claims so complex is that damage often remains hidden for days or even weeks. By the time stains appear or ceilings collapse, rot, mould, and electrical issues may already have set in. We deploy moisture detection technology, thermal imaging, and detailed damage mapping to substantiate the full extent of claims—ensuring insurers cover not only visible damage but also the underlying structural repairs.

Fire Damage Claims – From Kitchen Accidents to Chimney Fires

Unfortunately, fire remains a major risk to Irish households and businesses. The first half of 2025 has seen a noticeable uptick in domestic fire claims due to:

• Chimney fires in rural homes

• Cooking-related incidents

• Electrical faults from overloaded sockets

• Candle and heater misuse

Fire claims require urgent response—not only to salvage property, but also to document soot, smoke, and water damage from extinguishing efforts. At Eden Claims Management, we coordinate with fire remediation specialists, smoke odour removal teams, and certified restoration contractors to return homes to habitable conditions quickly, while negotiating full settlement values for both structural and contents loss.

Accidental Damage Claims – Everyday Incidents, Serious Costs

From DIY mishaps to shattered windows and dropped electronics, accidental damage continues to be a top claim category in Ireland. In 2025, we’ve managed numerous high-value claims for:

• Broken TVs and home cinema systems

• Cracked kitchen countertops and tiles

• Flooring damaged by dropped items

• Spilt paint and chemical damage

Accidental damage is often misunderstood by homeowners, and insurers may dispute liability if claims aren’t presented with strong evidence. Our experienced team ensures that all incidents are properly reported, photographed, and valued to maximise settlement payouts.

Break-In and Theft Claims – Security Vulnerabilities Exposed

Theft and burglary claims remain prevalent across both urban and rural regions. 2025 has seen a spike in claims particularly during dark winter months and holiday periods, when properties are often unoccupied. Eden Claims Management has supported victims of theft-related claims involving:

• Forced door and window entry

• Stolen jewellery and electronics

• Vandalism during break-ins

• Damage to business premises

We guide clients through Garda reporting requirements, collect CCTV or witness statements, and catalogue stolen items with precision. We also advise on future security upgrades to support long-term policy improvements and peace of mind.

Subsidence and Structural Movement – Cracks Beneath the Surface

Subsidence, often triggered by prolonged wet and dry cycles, remains a costly and complex claim category in Ireland. Our claims experts in Offaly have handled a number of high-value structural claims this year, involving:

• Cracks in walls and ceilings

• Dropping floors and misaligned doors

• Tree root damage to foundations

• Soil shrinkage and clay-based ground instability

We work with chartered surveyors and structural engineers to document damage origin and progression, ensuring that insurers accept liability and fund the necessary underpinning, groundworks, or rebuilding costs.

Business Interruption Claims – Commercial Clients Need Fast Results

For our commercial clients, the early months of 2025 brought unexpected disruption due to fires, flooding, and mechanical failures. Business Interruption Insurance provides cover for:

• Lost revenue during forced closure

• Rent and wages obligations

• Additional operating costs

• Stock and inventory damage

Timing is critical here—many policies require strict notice periods, and meticulous records of income loss. We’ve supported restaurants, retail outlets, manufacturers, and farms across Offaly and beyond in claiming back months’ worth of earnings lost through no fault of their own.

Public Liability Claims – Accidents That Can’t Be Ignored

Increased public footfall across businesses, especially in the hospitality and retail sectors, has contributed to a rise in public liability claims. These involve:

• Slips and trips on wet or uneven surfaces

• Injuries caused by falling objects

• Inadequate signage or lighting

We work with business owners to investigate and handle these claims, ensuring the correct evidence and protocols are followed. Failure to act swiftly or document properly can result in penalties or increased premiums. Our detailed incident reporting templates and legal support help mitigate risk and reduce financial exposure.

Agricultural and Farm Claims – Unique Rural Challenges

As a company based in Offaly, a county deeply connected to Ireland’s agricultural economy, we handle many farm and agricultural claims, which have risen again in 2025. Common issues include:

• Storm damage to sheds and outbuildings

• Equipment theft

• Livestock injury or loss

• Contamination of feed or water supplies

Farm policies often include specialist clauses that require precise documentation. Our understanding of rural operations gives us a distinct advantage when negotiating complex claims with insurers.

Why Choose Eden Claims Management in 2025?

We are more than claim handlers—we are your advocate. Our mission is to reduce stress, save time, and secure the highest settlement possible for every policyholder. Every case we handle is treated with urgency, professionalism, and expert attention to detail.

• Fully independent – We work for you, not the insurer.

• No win, no fee – Transparent, fair pricing

• Local knowledge – Deep roots in Offaly and the Midlands

• 24/7 emergency response – When disaster strikes, we’re ready

Whether you’re dealing with a minor leak or a major loss, Eden Claims Management will guide you through the process step-by-step.