Question 1

What is subsidence?

Accepted Answer

Subsidence is the gradual sinking or downward movement of the ground beneath a building. It can cause damage to a property’s foundation, leading to structural issues such as cracks in walls, uneven floors, and doors or windows that no longer fit properly.

Question 2

How do I know if my property is affected by subsidence?

Accepted Answer

Common signs of subsidence include large cracks in walls, particularly around windows and doors, doors or windows that become difficult to open or close, and sloping or uneven floors. If you suspect subsidence, it’s important to have a professional assessment as soon as possible.

Question 3

Will my home insurance cover subsidence?

Accepted Answer

Many home insurance policies do cover subsidence, but it’s important to check the specifics of your policy. Subsidence claims are typically more complex than other types of property claims, and an excess charge often applies. At Eden Claims, we assist in navigating these complexities to ensure your claim is handled properly.

Thank you for your interest!

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